Effective Date: 4/15/26 Website: PT Vendors Owner/Operator: PT Vendors Welcome to PT Vendors. These Terms & Conditions govern your access to and use of our website, services, directory listings, and any related features, including paid promotional options. By using PT Vendors, you agree to these Terms. If you do not agree, do not use the site. 1. About PT Vendors PT Vendors is an online business directory platform that allows users to browse, search, and view vendor and business listings. We may also offer paid upgrades, including featured listings and other promotional options. PT Vendors is a directory and marketing platform only. We do not own, operate, endorse, certify, or guarantee the businesses listed on the site unless explicitly stated. 2. Eligibility By using this site, you confirm that: You are at least 18 years old, or the age of majority in your jurisdiction You have the authority to submit information on behalf of a business, if applicable All information you provide is accurate and not misleading 3. Directory Listings Businesses may be listed on PT Vendors through owner submission, administrator entry, or other approved methods. By submitting or claiming a listing, you represent and warrant that: The information provided is true, current, and complete You have the right to provide the submitted content Your listing does not violate any law or third-party rights Your listing does not contain false, defamatory, infringing, abusive, or misleading material We reserve the right to edit, reject, suspend, remove, or refuse any listing at our sole discretion. 4. No Endorsement or Guarantee A listing on PT Vendors does not mean we endorse, verify, approve, or guarantee that business, product, service, or person. We do not guarantee: The accuracy of listing information The availability of any listed business The quality, legality, safety, or reliability of any services offered by listed businesses That users will obtain any specific result from using the directory Users are responsible for doing their own due diligence before contacting or hiring any business listed on PT Vendors. 5. User Responsibilities You agree not to: Use the site for unlawful purposes Copy, scrape, harvest, or extract listing data without permission Submit false or misleading information Interfere with the site’s operation or security Attempt unauthorized access to accounts, data, or systems Use bots, scripts, or automated tools to abuse search, forms, or listings Impersonate any person or business We can suspend or block access to users who violate these Terms. 6. Intellectual Property All content on PT Vendors, including site design, branding, text, graphics, layout, logos owned by PT Vendors, and functionality, is the property of [Company Name] or its licensors and is protected by applicable intellectual property laws. Businesses and users retain ownership of the content they submit, but by submitting content to PT Vendors, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, modify for formatting, publish, and distribute that content in connection with operating, marketing, and improving the site. You may not reproduce, republish, or exploit site content without prior written permission, except as allowed by law. 7. Images, Logos, and Submitted Content If you upload a logo, banner image, or other content, you confirm that: You own it or have permission to use it It does not infringe any copyright, trademark, privacy, or publicity rights It does not contain unlawful, offensive, or misleading material We may remove any content we believe violates these Terms or creates legal or reputational risk. 8. Search Results and Rankings PT Vendors may organize, display, rank, filter, or prioritize listings using various factors, including category relevance, search terms, completeness of listing information, recency, and paid promotional status. Featured or paid listings may appear more prominently than standard listings. By using the site, you understand and agree that search results and listing placement may be influenced by paid upgrades. 9. Paid Listings and Featured Upgrades PT Vendors may offer paid services, including but not limited to: Featured listings Priority placement Highlighted listing badges Enhanced business profile visibility Other promotional tools All prices, billing terms, durations, and features will be shown at the time of purchase. We reserve the right to change pricing, features, promotional options, or eligibility at any time. 10. Payments If you purchase a paid feature through PT Vendors, you agree to provide accurate payment information and authorize the applicable charges. Payments may be processed by a third-party payment processor such as Stripe. We do not store your full payment card details on our servers unless explicitly stated and lawfully secured. By making a purchase, you also agree to the terms and policies of the third-party payment processor. 11. Renewals, Expiration, and Cancellation If a featured listing or other paid upgrade is offered on a recurring basis, it may automatically renew unless canceled before the renewal date, subject to the payment terms shown during checkout. If a paid feature expires, your listing may revert to the standard free version or lose premium placement and benefits. We reserve the right to suspend or terminate paid features if payment fails, a charge is disputed, or the listing violates these Terms. 12. Refund Policy Unless otherwise stated in writing, all payments are non-refundable. We are not required to provide refunds for: Unused time on a featured listing Dissatisfaction with directory traffic or leads Failure of a business to receive contacts, inquiries, or sales Listing removal caused by violation of these Terms If you believe you were charged in error, contact us at [Contact Email]. 13. Claims and Verified Listings If PT Vendors offers listing claims, verification badges, or similar features, we may require documentation to confirm authority over a business listing. We reserve the right to approve, deny, revoke, or remove any claim or verification status at our sole discretion. 14. Third-Party Websites and Services Listings may include links to third-party websites, services, emails, and external content. We are not responsible for third-party websites or services and do not control their content, privacy practices, availability, or business practices. Your dealings with third parties are solely between you and them. 15. Disclaimer of Warranties PT Vendors is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including: Merchantability Fitness for a particular purpose Non-infringement Accuracy Reliability Availability Security We do not guarantee that the site will be uninterrupted, error-free, secure, or free from harmful components. 16. Limitation of Liability To the fullest extent permitted by law, PT Vendors, [Company Name], and its owners, officers, employees, contractors, affiliates, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, business, goodwill, data, or opportunities, arising from or related to: Use of or inability to use the site Reliance on directory listings Interactions between users and listed businesses Paid listing performance Errors, omissions, interruptions, or site downtime Our total liability for any claim relating to the site or paid services will not exceed the amount paid by you to PT Vendors in the 12 months before the event giving rise to the claim. 17. Indemnification You agree to defend, indemnify, and hold harmless PT Vendors, [Company Name], and its affiliates, officers, employees, contractors, and agents from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising from: Your use of the site Your submitted content Your listing information Your breach of these Terms Your violation of any law or third-party rights 18. Privacy Your use of PT Vendors is also subject to our Privacy Policy. If you collect personal information through your listing or interactions with users, you are responsible for complying with applicable privacy and data protection laws. 19. Termination We may suspend, restrict, or terminate your access to PT Vendors or remove any listing at any time, with or without notice, for any reason, including violation of these Terms. Sections that by their nature should survive termination will survive, including ownership, disclaimers, limitations of liability, indemnity, and dispute provisions. 20. Changes to These Terms We may update these Terms at any time. Updated Terms become effective when posted on this page unless otherwise stated. Your continued use of PT Vendors after changes are posted means you accept the revised Terms. 21. Governing Law These Terms are governed by the laws of [State/Country], without regard to conflict of law principles. 22. Dispute Resolution Any dispute arising from these Terms or your use of PT Vendors will be resolved in the courts located in [County, State/Country], and you consent to that jurisdiction and venue, unless applicable law requires otherwise. Optional alternative: You may replace this with arbitration language if you want a stronger dispute clause. 23. Contact Information If you have questions about these Terms, contact us at: info@ptvendors.com